Why the CSD Pool?

With with CSD Pool, your membership goes beyond coverage tailored to special districts. Our programs are designed to be resources you can actually use—not just benefits listed in a policy document. Members can access expertise and support across areas such as:

• Safety & Loss Control: Our experts come to your district to help you assess risks and provide training, working with you to provide practical knowledge to use on the job. 
• Claims Support: Our experienced claims staff are here to support you with all of your claims questions and needs, offering their expert guidance.
• Education & Training: We provide a library of educational tools for you to utilize at your convenience, plus on-demand and live trainings designed to help you effectively manage risk— including free cyber, HR, safety, and loss prevention services.
• Risk Management Resources: From safety grants to defensive driving via SKIDTRUCK trainings, we offer members top quality resources to reduce risk at their district.
• Member Support: Our support goes beyond a general helpline. Our staff are specifically trained to work with special districts in Colorado, meaning we tailor support to meet your specific needs.

We Believe Risk Management Starts Before the Claim 

Risk management isn't just about protecting district assets on paper. It's about making sure employees can go home safely, protecting the equipment and facilities your community depends on, keeping essential services running, being ready when the unexpected happens.

From workplace injuries and property damage to vehicle incidents, cybersecurity threats, and other common causes of loss, our programs and resources help districts understand where they are most vulnerable—and what they can do about it.

We Help You Cultivate a Culture of Safety 

Safety isn't just a policy or a checklist. It's how an organization operates every day. That's why we have expert Safety and Loss Control staff who come to you, so you can identify and address common causes of loss, strengthen workplace safety practices, and develop proactive safety programs, turning risk management into an organizational habit. 

Learn more about who we are: csdpool.org/about

*What does pooling mean? Traditional insurance is built around transferring risk to an insurer. Pooling takes a more collaborative approach. Members contribute to a shared pool that provides covrage for participating organizations. That shared structure allows the pool to invest in programs, expertise, education, and services designed to reduce risk and improve outcomes across the membership. In a nutshell: your organization doesn't face risk alone.